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AUTO ACCIDENT
1. Get the name, address and drivers’ license number of the other driver.
2. Get the names, telephone numbers and address of any witnesses
3. Call the police to the scene
4. Get the other drivers’ insurance company information. (make sure the insurance is current)
No. Never apologize and never admit that the accident was your fault.
If you are or even believe that you may be injured, never leave the scene of the accident before a police officer arrives to take a report. The collision report will be of vital importance to your attorney.
If you have a cell phone with you, try to record the other driver acceptance of fault. If you are unable to do that, have the other driver sign a note admitting that the accident was his or her fault. It does not matter what the note is written on.
Yes. If it is safe to do so, you should take photos of your car, the other driver’s car and the location of the accident, such as the intersection etc.
BANKRUPTCY
No. Most chapter 7 Bankruptcy debtors are able to exempt all of their personal property. Meaning, you will be able to keep your stuff.
Generally, a chapter 7 Bankruptcy take 90 days to complete.
Generally, you cannot discharge traffic tickets, certain taxes, court fines, child support, and student loans.
No. Creditors are violating the Bankruptcy Code if they continue to call and/or harass you after you file for Bankruptcy protection.
Yes, you can keep your car if you are able to continue making the payments.